The cross border arrangements make it easier for you to do business by removing the need for the majority of employers to obtain multiple workers compensation policies for workers who are temporarily working interstate.
There are a series of tests to determine the jurisdiction or 'state of connection' you need to obtain insurance cover from.
If test A identifies a single state, then there’s no need to consider the remaining tests Follow these tests until a single state of connection can be identified:
The state/territory in which your worker usually works (in a regular or habitual manner).
The state/territory in which your worker is usually based for the purposes of employment. Is there a single location where the worker routinely operates from, reports to or receives instructions in relation to their work?
The state/territory where the employer's principal place of business in Australia is located (typically the address registered in connection with the employer's ABN).
In the case of a worker working on a ship, a worker's employment (while working on a ship) is connected with the state/territory in which the ship is registered or, if the ship is registered in more than one jurisdiction, the state/territory in which the ship most recently became registered.
A worker's employment is connected with a state/territory if the worker is in that state/territory when an injury happens to them and there’s no place outside Australia under the legislation of which the worker may be entitled to compensation for the same matter.
If a worker temporarily works outside their state of connection for up to six months for the same employer and under the same term or contract of employment, then the existing workers compensation cover will apply.
For more detailed information, read SIRA’s cross border arrangement guidelines.